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| Porn Users Forum » Paying for Porn with Virtual/Prepaid MasterCards: Any Experiences? |
| 1-14 of 14 Posts | Page 1 |
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| 01-27-09 01:00am - 5808 days | Original Post - #1 | |
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user2000 (0)
Suspended Posts: 28 Registered: Jun 07, '08 Location: UK |
Paying for Porn with Virtual/Prepaid MasterCards: Any Experiences? Hi people, Whilst reports of problems with porn sites and billing companies are not widespread, there are still some out there, as searching this site and elsewhere will reveal. Sites which trick you into hidden further subscriptions ('scroll-downs' or 'untick boxes'), or which just won't cancel readily, don't help matters. And I can't be alone in hesitating on hearing the odd fraud story related to billing companies. With Prepaid MasterCards (single-use Gift cards or else the reloadable type) now in shops, and 'Virtual' cards appearing too, we do seem to have some safer choices. But how many of you have tried such options to pay on porn sites? A prepaid card with a low balance seems a better risk than your trusty Platinum, though I hear that some may now not work on Adult sites due to fears of under-age use. A Virtual card, (as I think PayPal are rolling out?) with a single-use number per transaction sounds even safer, assuming your buying one-off membership and not continuous renewal. But have any of you people tried such options? I don't mind paying for what I get, I just don't want to pay any more.. | |
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| 01-27-09 12:04pm - 5808 days | #2 | |
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Wittyguy (0)
Active User  Posts: 1,138 Registered: Feb 04, '08 Location: Left Coast, USA |
I got a regular visa gift card last year that I used to sign up for a site or two without any problems. Some billing processors may ask for the name on the card and, I can't remember for sure, typed in "Gift" or just used my name without any problem. So, my experience was positive with that. I think the idea that you have is a good way to go. The only downfall I can see is if you accidentally get stung for some extra charges. Because all you have is a gift card it may be very difficult if not impossible to find someone to help you reverse or contest the charges. That's where having a regular credit or bank card comes in handy. If you had a gift card through a major card issuer then that might not be such an issue. | |
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| 01-27-09 12:57pm - 5808 days | #3 | |
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user2000 (0)
Suspended Posts: 28 Registered: Jun 07, '08 Location: UK |
You're right about the lack of redress with a disposable card, but I suppose I'm treating that as the lesser evil against surrendering a high value credit card no. to unknown websites. Annoyingly, as far as I can tell, international money people like PayPal and MBNA are currently not yet extending their new single-use credit card number trials outside of the USA. As if fraud is not an international problem. Whilst just looking at the signup screen for brazzers, a site generally respected here, I was annoyed to keep getting junk 'person X in local area Y is trying to contact you' type popups. No wonder single-use cards appeal. | |
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| 01-27-09 01:22pm - 5808 days | #4 | |
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messmer (0)
Disabled User  Posts: 2,582 Registered: Sep 12, '07 Location: Canada |
I use a pre-paid credit card with a very low balance that I replenish every month from my checking account if I subscribed to a few sites in the meantime. All my transactions have worked flawlessly. And I feel secure because all a potential crook/hacker would get would be about $ 150.00. | |
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| 01-27-09 07:02pm - 5807 days | #5 | |
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jd1961 (0)
Active User  Posts: 296 Registered: Jun 07, '07 |
I can tell you that if a screw up happens, and for some reason a site gives you a refund, it takes days for it to get back into your prepaid account. Of course, you're actually paying more for each site due to the charge for the CC. Good if you don't have a CC/Debit card. But not worth it if you do. | |
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| 01-28-09 10:42am - 5807 days | #6 | |
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user2000 (0)
Suspended Posts: 28 Registered: Jun 07, '08 Location: UK |
My experience of refunds via normal credit cards has not exactly been speedy! It can take about a month to complete even when you've got all the evidence, who knows how much longer, or more embarrassing, for a porn site! The reloadable card sounds fairly good to me, but is no-one out there using disposable numbers? Most users of this site seem to be USA based, and those of you with a US PayPal account can therefore use the PayPal plugin here: https://www.paypal.com/us/cgi-bin/webscr...PayPalPlugin-outside Has no-one tried this yet? | |
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| 01-28-09 03:18pm - 5807 days | #7 | |
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williamj (0)
Active User Posts: 102 Registered: Sep 29, '07 Location: usa |
Preipaid cc a few years back where trouble when I worked part time selling cellular and internet access. What a nightmare and the hidden fees where high. CC Bill should get into that business. Will | |
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| 03-03-09 04:05am - 5773 days | #8 | |
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james4096 (0)
Suspended Posts: 132 Registered: Mar 02, '09 |
@OP Great question. I was just thinking about this issue my self. Prepaid CC's are more of a hassle and have hidden fees, but I would use one for a site i feel I couldn't trust with my card or to cancel when I asked them too. I've never bought a membership with a prepaid CC or even had one, but I am going to try if I can find a good one. | |
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| 03-03-09 09:15am - 5773 days | #9 | |
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ControllingMind (0)
Suspended  Posts: 52 Registered: Jan 29, '09 Location: Inside An Unseen Force |
I've never used a prepaid card, but I think they are a good idea. Good for your peace of mind over fraud and identity theft. The more CC card purchases you make online, the more chance you have of being a victim. I think adult sites though would rather people paid by conventional CC or DC, so they can still charge for recurring billing. They might end up trying to block the use of prepaid cards, due to the fact that was mentioned by the OP that your age etc cannot be verified, so they can use that for an excuse. I use a seperate low limit CC account, not tied in with anything else and only used for this type of purchase. This reduces the amount of damage if I was a victim of fraud. If I had to cancel this card, its no big deal as nothing else would be affected. | |
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| 03-08-09 08:20am - 5768 days | #10 | |
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user2000 (0)
Suspended Posts: 28 Registered: Jun 07, '08 Location: UK |
Nice to see some more interest on a post I'd have thought would be close to most Porn User's (financial) hearts. My attempts to look into virtual credit cards proved less than reassuring. Epoch's support wouldn't reply. CCbill did reply quickly, but were very sceptical that virtual cards would work. Meanwhile the virtual card providers themselves seemed less than clear on the subject. They generally offer Visa Debit (not Visa Credit)cards and my enquiries about compatibility lead to a string of 'ifs and buts'. Some virtuals are automatically anonymous for example, so the Adress Verification System (when they use your home address as a security check) will fail. Queries about auto-renewals were also unclear. In the end, their 'sign up and see if it works' approach was not one I wanted to pay money to try out. So I got a reloadable prepaid MasterCard, this offering the best compatibility (most porn sites are US, and there's no credit/debit confusion as with Visa) costing about 3% on top of the transaction. I don't know if it'd accept auto-renewal, the card provider thought it would not do, but I'm happy enough with annual memberships of sites which this good website has shown to be quality. But there's a moral here for porn webmasters. Porn is no different from other online business, prove yourself honest and open, and the customers will flock to you. Hide behind confusing T&C, and auto-renewal/pre-checked box trickery, and you will be treated with the mistrust you show to your customers. | |
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| 03-07-10 07:57am - 5404 days | #11 | |
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Cybertoad (0)
Disabled User  Posts: 2,158 Registered: Jan 01, '08 Location: Wash |
I am going to try this out will see how it goes and type it Since 2007 | |
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| 03-07-10 09:42am - 5404 days | #12 | |
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messmer (0)
Disabled User Posts: 2,582 Registered: Sep 12, '07 Location: Canada |
Just came across this after all those months and wanted to state that with my pre-paid card I have never had any problem with auto-renewals. But maybe it depends on the Bank you are doing business with. | |
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| 03-07-10 11:34am - 5404 days | #13 | |
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slutty (0)
Active User Posts: 475 Registered: Mar 02, '09 Location: Pennsylvania |
Discover offers single use "virtual cards" for free, I have used them before with no problems - although I assume your membership would expire after the first purchase since they wouldn't be able to rebill. For some reason none of the other banks I have or have had cards with offered this feature, even some of the big boys like Chase. Also, Discover/Novus is not as widely accepted as Visa or Mastercard although both Epoch and CCbill usually accept it. Bunny Lebowski: I'll suck your cock for a thousand dollars. Brandt: Ah hahahahaha! Wonderful woman. We're all, we're all very fond of her. Very free-spirited. | |
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| 12-16-12 07:12am - 4389 days | #14 | |
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jamessm777 (0)
Active User Posts: 1 Registered: Dec 16, '12 Location: Georgia |
Hey people I understand that this is very old thread but i need help from you. I'm trying buy service on 2 website, I have credit card but don't wont to subscribe with my credit card, tried to apply with entropay virtual card but there is epoch security and i'm unable to pay, as it's usually VCC, I know that citi bank has VCC service which accepted by epoch and ccbill but i'm outside from USA and unable to sign up for citi bank's account, Can anyone help me? will be very glad for any help | |
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